Residential Loans

Discover flexible and affordable residential loan solutions tailored to realize your dream home ownership with the Montserrat Building Society Limited.

Use our loan calculator or complete our general loan enquiry form to get started today!

Benefits of having a loan with the Society

  • Smooth processing

  • Lowest interest rate on residential loans on the market

  • Competitive rates on loans

  • Ability to set up annual/monthly standing orders for related expenses

  • Confidentiality

The interest rate on residential loans is the lowest on the market at 4.5% p.a.

Types of Residential Loans

Land Loans

The Montserrat Building Society Ltd is ready to help you own your piece of the Emerald Isle.

Home Loans

Buying or building a house is the biggest investment in your life time.  The Montserrat Building Society is here to make it easy for you with its affordable rates. 

Loan Product Interest Rate Maximum Repayment Term
Home Construction 4.5% 30 years
Home Renovation 4.5% -
Land Purchase 4.5% 10 years